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How It Works

A transparent, step-by-step approach to understanding your credit and exploring appropriate service options.

  1. 01

    Credit Assessment

    Start with an initial assessment so JHL can better understand your credit concerns, goals, and current situation. No payment or sensitive information is required at this stage.

  2. 02

    Consultation

    JHL discusses your credit situation and goals and explains potential next steps.

  3. 03

    Credit Review & Service Recommendation

    Your credit profile is reviewed to determine what type and amount of work may be appropriate.

  4. 04

    Service Options & Pricing

    You receive the applicable service recommendation and pricing based on your individual credit situation and scope of work. You can then decide whether to proceed.

  5. 05

    Credit Restoration Process

    Clients who proceed are connected with the credit restoration specialist handling the technical work associated with their file. The specialist communicates directly with you regarding necessary information, legitimate dispute activity where appropriate, responses, progress, and next steps.

  6. 06

    Progress & Support

    The specialist continues managing the technical credit-restoration process and client communication related to the credit file, while JHL remains available for appropriate customer support.