Disclosures

Important Notice About This Page

This website disclosure page is for general public information and consumer education. It does not replace the formal federal or Florida disclosure statements, consumer credit-services contract, authorization forms, or cancellation notices that may be required before services begin.

Your Credit Rights

Consumers have the right to dispute inaccurate information directly with consumer reporting agencies. Consumers can perform many credit-related actions themselves without hiring JHL Credit Solutions.

Accurate, current, and verifiable information cannot lawfully be removed merely because it is negative. JHL Credit Solutions cannot guarantee deletion of information or a particular credit-score improvement. Credit restoration results vary.

Consumers will receive applicable statutory disclosures and contractual documents before entering into paid services.

No Guarantees

JHL Credit Solutions does not guarantee:

• A particular credit-score increase
• Deletion of a particular account or tradeline
• Removal of accurate, current, and verifiable negative information
• Approval for a mortgage, automobile loan, credit card, or other financing
• A particular interest rate
• A specific completion date
• Any other specific credit outcome

Results vary depending on the individual credit profile, the accuracy and verifiability of reported information, responses from consumer reporting agencies and furnishers, consumer participation, and other circumstances.

How Our Process Works

Consumers begin with JHL Credit Solutions through a Credit Assessment and consultation. Pricing is individualized based on the consumer's credit profile and scope of services. The initial Credit Assessment is free and comes with no obligation. If you choose to proceed after consultation, pricing will be based on your individual credit profile and the scope of services recommended. Applicable pricing and service terms will be explained before you decide whether to proceed.

When technical credit-restoration services are appropriate and authorized, JHL Credit Solutions may coordinate fulfillment with an experienced credit restoration specialist or service provider. The specialist may communicate directly with the consumer regarding technical credit-file work, document needs, progress, responses, and next steps. JHL Credit Solutions remains responsible for its own customer relationship, agreements, billing, and general customer service.

Cancellation Rights (Informational)

Consumers entering into applicable credit-services agreements have cancellation rights under applicable federal and state law and will receive the required cancellation disclosures with their client documents.

For Florida consumers, Florida law provides a right to cancel an applicable credit-services contract without penalty or obligation within five days from the date the contract is signed. Separately, the federal Credit Repair Organizations Act (CROA) generally provides a three-business-day cancellation right.

This page does not replace the required statutory Notice of Cancellation forms.

No Government Affiliation

JHL Credit Solutions is a private company and is not affiliated with, endorsed by, or connected to any government agency, including the Federal Trade Commission, Consumer Financial Protection Bureau, or any consumer reporting agency.

Formal Client Documents

Before paid services begin, consumers will receive applicable client documentation, which may include required federal and state disclosures, a written service agreement, authorizations, and cancellation notices. Those documents — not this website page — control the contractual relationship.

Any bond, surety, trust-account, registration, license, insurance, or related statutory details required by applicable law will be included in the applicable client documents provided before paid services begin.

Contact

Questions may be directed to hello@jhlcreditsolutions.com.